ANPAC® Home Safe and Sound Homeowners Insurance
You work hard for your most valued possessions. You deserve the best value for your insurance dollar. Your home is more than just where you live. It reflects your unique character, hard work and personal dreams. It's filled with memories as well as treasures you want to protect.
At American National Property And Casualty Company (ANPAC®) we've created ANPAC Home Safe & Sound® just for that purpose. We understand that you expect your homeowners insurance to safeguard you from financial distress in the event of fire, theft, tornado or other covered events.
Our coverage is specially designed to meet your unique needs for dwelling replacement, contents replacement, outbuildings and other structures, loss of use, personal liability, medical payments to others, credit card forgery, and extended coverage for home computers, special treasures, or higher coverage limits if needed. For more complex insurance needs, see our Signature Series.
ANPAC® offers even more to our customers with cash rewards and services at no extra charge to you.
Individually Tailored Policies
With ANPAC Home Safe & Sound®, the greater your investment in your home, the more you need our specialized higher coverage amounts for your most prized possessions. Our specialized coverage amounts for personal items such as jewelry, furs, collectible coins, securities, etc., are based on a percentage of the covered value of your home, rather than the usual flat limits used by many other insurers.
Personal Insurance Review
To assure that your insurance needs are continually being met, you should meet with your American National agent at least once a year to discuss any changes that need to be made to your policies. These reviews will help to provide the protection and security you deserve!

CA$HBACK From ANPAC®
Our CA$HBACK From ANPAC® program rewards you by refunding a portion of your combined auto and homeowner premiums. Simply remain claim free for three consecutive years from your CA$HBACK anniversary date, on both your auto and homeowners policies and you'll receive a check for 25% of your combined FIRST-YEAR PREMIUMS!
ANPAC® Five Star Claim Service
24 hours a day/7 days a week you can report claims to our toll-free number 1-800-333-2860. Nine of ten ANPAC® claims customers say they would recommend us to a friend.
Check with your local American National representative today about ANPAC® HOME SAFE & SOUND.
Use the "Find an Agent" feature on this page to locate the American National agent nearest you.