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A brilliant way to insure your specialty car
1-800-CAR-BUFF

It's All In The Name!

Each letter in CHROME represents a different type of SPECIALTY VEHICLE we insure:

  • Classic, Antique**†, Modern Classic
  • Hot Rod or Street Rod, modified, built before 1949
  • Replica or Kit Car
  • Original un-restored**
  • Modified or Custom built after 1948**
  • Exotic, rare or unique, in excess of $100,000 in appraised value
**Vehicle must be at least 25 years old
†Restored to original condition

Brilliant Specialty Car Protection

You've made a BIG INVESTMENT in your specialty car. Now let CHROME specialty car insurance from ANPAC® help you protect your investment with coverage designed for car buffs by car buffs. CHROME gives you many important benefits, including:

  • Multi-CHROME® Discount - If you own two or more specialty vehicles, American National has a discount just for you. Clients who own more than one collector car or truck can get up to 85% off CHROME's already affordable rates when more than one vehicle has Bodily Injury coverage.* Your discount increases with the number of qualifying CHROME vehicles on your account, whether they are in your garage or on the road.

    *The Multi-Chrome Discount applies to premium rates for Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, and Collision Coverage. Cars with Comprehensive coverage only do not qualify for this discount.
  • Personalized Service Through Your Local American National Agent - CHROME is sold exclusively through dedicated, full-service American National agents who can also provide you with a wide array of insurance products to give you the personalized service you deserve.
  • Agreed Value Coverage - If your specialty car is determined to be a total loss, CHROME will pay you the vehicle's value as shown on your policy, less your deductible.
  • Generous Annual Mileage - With CHROME coverage you can enjoy driving your specialty vehicle up to 10,000 miles annually.
  • Roadside Service and Flatbed Towing - Mechanical breakdown? Lock your keys in your car? CHROME provides you with roadside assistance and flatbed towing** (where available). Learn more about EasyTowSM here.
  • Repair Facility of Your Choice - If your specialty vehicle is damaged, you decide which repair facility will restore it.
  • $1000 Spare Parts Coverage - CHROME gives you up to $1000 in coverage for loss to spare parts that you own for your specialty vehicle.
  • Five Star Claim ServiceSM - We're available 24 hours a day, 7 days a week, to answer your claims questions, process your claims as quickly as possible, and get you and your specialty vehicle back on the road. Learn more about it here.
  • Common Cause of Loss Deductible - With this unique, money-saving feature, you pay only one deductible per occurrence regardless of the number of property items damaged or destroyed when all are insured by American National.*** Learn more about Common Cause of Loss Deductible here.
  • Plus, with American National you may qualify for money-saving rewards and discounts, including CA$HBACK from ANPAC®. If you entrust ANPAC with both your home and auto, and remain claim-free for a three-year period from your original CA$HBACK anniversary date, you will receive a 25% refund of your first-year combined auto and home premiums.***
**An additional charge may apply where available.
***Not available in American National LifeTimesTM.