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RedLight

You're a good driver...you obey traffic laws, are courteous and have never had a serious accident. and these days, everyone multi-tasks as they drive, don't they?

So maybe you accidentally run a red light once in a while. It's happened to most of us at some point in our driving career. Is it really that serious?

You might be surprised to know that:

At a typical busy intersection, red light violations occur every 5 to 12 minutes.*

There have been as many as 200,000 accidents in a single year as a result of red light runners.**

In 2005, over 800 people were killed and 165,000 injured in crashes that involved red light running.***

Red light runners are the single most frequent cause of fatal crashes with more than half the deaths being pedestrians or occupants of the other vehicle.**

One in three Americans know someone who has been injured or even killed in a red light running crash.**

Red light running has a societal cost. The crashes, deaths, and injuries cost our nation close to $14 billion annually.**

light

A leap of faith.

Many of us have witnessed someone running a red light, leaving us breathless and fearful of what could occur. But many communities believe that the chance of an accident is not worth the risk. Installing red light cameras at busy and dangerous intersections reduces crashes - preventing injuries and saving lives. In fact, research conducted by the Insurance Institute for Highway Safety (IIHS) shows that intersections that have these devices installed have seen a 95% reduction in accidents!

Believe in the benefits.

At American National Property And Casualty Company (ANPAC^®), we have faith in our community and want to reward you for being a safer, smarter driver. Currently ANPAC^® has reduced rates in select cities where red light cameras are installed. ANPAC^® auto clients in Springfield, Missouri and St. Charles, Missouri are the first to benefit from the rate reduction. If you have red light cameras installed in your city, contact your local American National agent about benefiting from your cities safer streets..

Sources: * www.springfieldmo.gov, **Stop Red Light Running guide/www.stopredlightrunning.com, ***Insurance Institute for Highway Safety

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These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Property And Casualty Company reserves the right to discontinue programs at any time.

Products and services may not be available in all states and eligibility requirements will apply. Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property and Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property and Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company (Texas residents); American National County Mutual Insurance Company (serviced by ANPAC). Life insurance products are issued through American National Insurance Company, Galveston, Texas.

Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

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