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 Property > Agribusiness:
These days, even your hobby can be risky!
  Whether you have a modest fruit and vegetable stand, a small pick-your-own

Christmas tree operation, or a few horses out to pasture...if you have a farm, no matter how small, you have risks. As an offshoot of American National Property And Casualty Company's (ANPAC®) Special Farm Package 10® , the Country Estate program was designed for people who enjoy farming on the side, but make the majority of their income elsewhere. Country Estate goes beyond traditional farm coverage, providing a flexible farm package that's tailored to the needs of hobby farmers like yourself.

Who Qualifies For Country Estate?
Generally, if your primary residence is located at the farm location, you have less than $13,000 of farming income, and have 10 or less large animals (except horses which are limited to 5 maximum) or 40 or less small animals, you could qualify for Country Estate.

Adaptability
At ANPAC®, we understand that a standard "one size fits all" policy simply doesn't fit everyone. Your operation is unique, and your insurance coverage should address this fact. Depending on the coverages desired, you may customize your policy by choosing among five divisions and a variety of options within those divisions.

Consolidated Coverage
Similar perils (causes of loss, such as wind, fire, theft, etc.) are merged into groups, to achieve the combination of coverages that are right for you.

    The five divisions include:
  • Residences and Household Contents
  • Buildings and Building Contents
  • Farm Personal Property
  • Scheduled Personal Property
  • Liability

Flexibility
Unlike the homeowners policy you may be using now to cover your farming exposures, Country Estate allows you to customize your policy more precisely to match your individual needs.

Is Country Estate Right For Me?
Protection tailored just for you helps ensure you're getting exactly what you need and that you're not paying for extra coverages you don't want. Don't take the fun out of your hobby by not preparing yourself for the unexpected.

Talk to your local American National agent for details on how the Country Estate program could be adapted to meet your personal needs.


 

 

 

 

 

Copyright 2007, American National Insurance Company and American National Property And Casualty Company. All Rights Reserved. No part of this website may be duplicated without written permission from American National Corporate Compliance.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Property And Casualty Company reserves the right to discontinue programs at any time.

Products and services may not be available in all states and eligibility requirements will apply. Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property and Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property and Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company (Texas residents); American National County Mutual Insurance Company (serviced by ANPAC). Life insurance products are issued through American National Insurance Company, Galveston, Texas.

Products and services referenced in this website are provided through multiple companies.  Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Securities products and services are offered through:
Securities Management and Research, Inc. (SM&R), Member FINRA , SIPC, a broker-dealer subsidiary of American National Insurance Company.
VIEW OUR PRIVACY STATEMENT HERE.
American National Property & Casualty Companies
American National Property And Casualty Company is a subsidiary of American National Insurance Company, Galveston, TX.
Review our SFP 10® Credit for the Dairy Quality Assurance Program if you produce raw milk, raise replacement heifers, or sell dairy breeding stock.

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