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Christmas tree operation, or a few horses out to pasture...if you
have a farm, no matter how small, you have risks. As an offshoot
of American National Property And Casualty Company's (ANPAC®)
Special Farm Package 10® , the Country Estate program
was designed for people who enjoy farming on the side, but make
the majority of their income elsewhere. Country Estate goes beyond
traditional farm coverage, providing a flexible farm package that's
tailored to the needs of hobby farmers like yourself.
Who Qualifies For Country Estate?
Generally, if your primary residence is located at the farm location,
you have less than $13,000 of farming income, and have 10 or less
large animals (except horses which are limited to 5 maximum) or
40 or less small animals, you could qualify for Country Estate.
Adaptability
At ANPAC®, we understand that
a standard "one size fits all" policy simply doesn't fit
everyone. Your operation is unique, and your insurance coverage
should address this fact. Depending on the coverages desired, you
may customize your policy by choosing among five divisions and a
variety of options within those divisions.
Consolidated Coverage
Similar perils (causes of loss, such as wind, fire, theft, etc.)
are merged into groups, to achieve the combination of coverages
that are right for you.
The five divisions include:
- Residences and Household Contents
- Buildings and Building Contents
- Farm Personal Property
- Scheduled Personal Property
- Liability

Flexibility
Unlike the homeowners policy you may be using now to cover your
farming exposures, Country Estate allows you to customize your policy
more precisely to match your individual needs.
Is Country Estate Right For Me?
Protection tailored just for you helps ensure you're getting exactly
what you need and that you're not paying for extra coverages you
don't want. Don't take the fun out of your hobby by not preparing
yourself for the unexpected.
Talk to your local American National agent for details on how the
Country Estate program could be adapted to meet your personal needs.
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